¹     First there was a crash. Then there was a cry. Wendy and Tess knew that something had happened in Tim's room. They ran up the stairs to see what it was. When they opened Tim's door, they knew.
 
²     Tim was sitting on the floor surrounded by coins and dollar bills. What was left of his piggy bank lay broken beside him. "Oh, no!" he wailed. "What will I do now?"
 
³     "What happened to your bank?" asked Tess.
 
⁴     "I wanted to move my bank to my dresser," said Tim. "It was so full I dropped it on the floor. Now it's broken. What will I do with my money? I've been saving it since I was little."
 
⁵     "I know what my dad would tell you," answered Wendy. "He would tell you to put your money in the bank."
 
⁶     "But if I put my money in the bank," said Tim, "then I won't be able to see it grow."
 
⁷     "What good is a bank anyway?" asked Tess. "They just hold your money for you."
 
⁸     "My dad says they do a lot more than that," said Wendy. "A bank pays you to put your money there."

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